Magic Skills:

 Fire:
  Expert: Skill 4, 1000gp
   Tularean Forest, Pierpont, on ground, Treasuretone House
   Tatalia, Tidewater, Redding Residence
  Master: Be expert, skill 7, 4000gp
   Harmondale, main town, Temper Residence
  Grand Master: Be master, skill 10, 8000gp
   Erathia, mountains to south, Blayze's

 Water:
  Expert: Skill 4, 1000gp
   Tularean Forest, Pierpont, on ground, Whitecap Residence
   Avlee, Spaward, Ravenhair Residence
  Master: Be expert, skill 7, 4000gp
   Mount Nighon, Dusk's House
  Grand Master: Be master, skill 10, 8000gp
   Harmondale, above main town, Torrent's

 Air:
  Expert: Skill 4, 1000gp
   Tularean Forest, Pierpont, on ground, Windsong Residence
   Tatalia, Tidewater, Stormeye's House
  Master: Be expert, skill 7, 4000gp
   Avlee, Spaward, Greenstorm Residence
  Grand Master: Be master, skill 10, 8000gp
   Bracada Desert, northeast, Gayle's

 Earth:
  Expert: Skill 4, 1000gp
   Harmondale, town to south of main, Kern Residence
   Barrow Downs, Stone City, Welman Residence (N)
  Master: Be expert, skill 7, 4000gp
   Tularean Forest, Pierpont, on stilts, Stonewright Residence
  Grand Master: Be master, skill 10, 8000gp
   Deyja, west, Avalanche's

 Spirit:
  Expert: Skill 4, 1000gp
   Harmondale, above main town, Stillwater Residence
   Tatalia, Tidewater, Riverstone House
  Master: Be expert, skill 7, 4000gp
   Erathia, East of Steadwick, Dreamwright Residence
  Grand Master: Be master, skill 10, 8000gp
   Tularean Forest, Pierpont, on stilts, Benjamin's House

 Mind:
  Expert: Skill 4, 1000gp
   Erathia, Steadwick, Julian's House
   Mount Nighon, south, Whitesky Residence
  Master: Be expert, skill 7, 4000gp
   Avlee, Spaward, Featherwind Residence
  Grand Master: Be master, skill 10, 8000gp
   Tatalia, Tidewater, Bremen Residence

 Body:
  Expert: Skill 4, 1000gp
   Harmondale, above main town, Hillsmen Residence
   Erathia, Steadwick, Heartsworn Home
  Master: Be expert, skill 7, 4000gp
   Tatalia, Tidewater, Brother Bombah's
  Grand Master: Be master, skill 10, 8000gp
   Avlee, island south of Tidewater, Tempus' House

 Dark:
  Expert: Skill 4, 2000gp
   Deyja, southeast, Nightcrawler Residence
  Master: ???
   Pit, Darkenmore Residence
  Grand Master: ???
   Pit, Castle Gloaming

 Light:
  Expert: Skill 4, 2000gp
   Bracada Desert, southeast, Lightsworn Residence
  Master: ???
   Celeste, Morningstar Residence (E)
  Grand Master: ???
   Celeste, Castle Lambert